Financial Blog For Busy Families & Impact Investors
How to Retire Abroad
Whether you are seeking an adventure or the ability to stretch your retirement funds, this guide can help ensure a smooth transition overseas.
PWR's San Diego Experts: Hiring a Rental Property Manager with Anthony Schmitt
We wanted to find an expert in managing properties to give our clients and readers more information on this topic and a framework to help them find a great property manager. Today, Tony is answering all of our property management questions, from how to find a property manager, to what they do, and how to make sure you find a good one.
Saving to a non-deductible IRA? Don't forget this step.
If you are saving to a non-deductible IRA, you need to submit a form to the IRS that tracks your basis. This ensures you correctly account for the tax-free amount upon distribution.
PWR's San Diego Experts: Buying an Investment Property with Jennifer Campos
Jennifer Campos, Real Estate Advisor for Pacific Sotheby’s International Realty talks about the real estate investment and rental market in San Diego.
What are "green" bonds?
Green bonds are not a panacea, but they are a tool in your toolbox. Including them in your portfolio, along with ESG-focused ETFs, provide you with additional exposure to entities that are hedging their own climate risks.
Whole "WALLET" 30
A diet for the benefit of your physical health is directly correlated to a diet for the benefit of your financial health. If you can or would do a 30-day food challenge, I propose a similar challenge, but for your budget.
PWR's San Diego Experts: Financial Coaching with Jenn Steliga
Jenn Steliga is a Financial and Personal Coach. At Jenn's firm, she covers the behavioral and emotional hurdles that can hinder financial planning progress.
Moving for a Better Standard of Living
While moving is not the only way to improve your financial situation, it is a compelling option in that it can produce almost immediate results. We can help you crunch the numbers to see if moving is the right decision for you.
PWR's Bay Area Experts: Real Estate Love Letters with Robert Parker
My fiance and I wrote a love letter when we bought our home and we heard from the sellers agent that it was a big factor in why they chose us. I wanted to learn more so I reached out to Robert to help explain how Love Letters can be a powerful tool in today's tight real estate market.
PWR's San Diego Experts: Aging Life Care Manager with Betsy Evatt
Welcome to “PWR’s San Diego Experts” column. Betsy is an Aging Life Care Manager and is a great resource for elder care living options and creating a safe space for individuals to age in their homes.
Should you invest in Bitcoin? You may be surprised by my answer.
Google is the leading search engine today, but before Google, there was Excite, Lycos, and many more that did not catch on. Given that perspective, it is reasonable to assume that many of today's cryptocurrencies will not last another 10 years, falling by the wayside to a single cryptocurrency that hasn't been invented yet.
Current Economic Outlook and Your Portfolio: It is Time for a Check-Up
We are staying on top of some key economic developments this quarter. While shifts are being made constantly in this ever changing landscape of the economy, here is a review of the current economic outlook and interest rates.
Separate from your financial plan, you need a "care plan"
If your care plan isn't in writing yet, this will help you get started. Someone turning age 65 today has a 70% chance of needing some type of long-term care services. Costs average $80K per year and can last for 3 years or more. How are you planning to pay for this?
Advice for All Stages
Advice for what you should be doing financially at all stages in your life.
If you are invested in Schwab Intelligent Portfolios®, consider this alternative.
The debate is no longer about active versus passive - passive is taking over. Instead, it's about which type of indexing methodology is best.
My Largest Unexpected Expense as a First-Time Home Buyer
What I have learned since being an owner is that there are other costs of homeownership that aren't often discussed or known. I have now realized I didn't account for the one thing, that as of today, has been my biggest homeownership expense.
The Right and Wrong Way to Leave Wells Fargo
You're frustrated with Wells Fargo and looking for a change. For those that are ready to leave but not sure how to get started, we outline the steps.
Why We Reduce Social Security Benefits in Our Financial Plans
Social Security estimates are essential for our planning, but the system needs a change in order to continue to pay 100% of its payouts indefinitely.