We really like target-date funds. They are a simple and convenient solution for those that want an all-in-one investment strategy and don't want to worry about rebalancing. However, there are two situations where they aren't the best choice. 

You're busy - and you haven't explored ESG-investing yet. Here are some reasons why you may be hesitating.

I am a financial planner. I am educated on the laws of supply and demand, on interest rates, saving and the value of a dollar. I still bought my house at the peak of the housing market in 2018 and...I don't care.

Robo-advisors fill a need. They are serving people with a small amount of money who haven't traditionally been served by advisors. That being said, PWR is not a robo-advisor and we have no plans to become one. 

Linda Answers: My spouse and I recently decided to get a divorce. What should we expect with regards to the divorce process and its financial implications? I am particularly concerned about how my retirement plan will be affected.

Linda Answers: Should I save to my pre-tax 401k at work or my Roth IRA? I cannot fully fund both.

A credit freeze and a credit lock are two separate services. They are very similar but do have distinct differences.

FIRE stands for financially independent, retire early. The movement continues to grow, with retirees in their 20's through 40's. It has caught on because it is unexpected - we don't picture retirees being so young.

I moved to consulting status - now what? This transition can be confusing, but as long as you stay organized you will be fine. Here are some recommendations to help get you started.

We are even seeing a new wave of Ponzi schemes involving virtual currencies, such as Bitcoin. Here is a summary of what to look for to protect yourself against Ponzi schemes.

Hopefully, this will help you decide which of your cards you should bring, what fees you should know about, and when to use a debit card versus a credit card.

We created the PWR Cash Flow System to help our clients and readers get started with an easy-to-use solution to track their spending.

Impact investing offers similar, if not better, returns than traditional investing with the added benefit of creating positive social and environmental change. That being said, creating an impact investment strategy does not have to be a major shift from what you are already doing. 

There is a perfect budget for everyone, but you have to determine what it is for you. Here is what to think about when setting your wedding budget.

Impact investing opportunities continue to grow with one of every five dollars being invested sustainably as of 2016. Regardless, there are myths about impact investing that continue to persist, despite evidence to the contrary. For our second post in a series on impact investing, we debunk these common myths.

Impact Investing is an investment strategy that seeks to create a positive social and / or environmental change while also generating a financial return.

While there are different types of crowdfunding, we address donation-based crowdfunding in this post since it is the kind we see most often.

If your 2017 return contains one or more of these red flags, you have a higher likelihood of receiving some sort of correspondence from the IRS. Don't panic. You just need to double check your numbers and confirm you are organized with your documentation.

The TCJA (Tax Cuts and Jobs Act) passed in late 2017 affects your tax planning for 2018. We highlighted the changes that are most likely to pertain to our clients.

529 Plans are still the best tool in your toolbox for college planning, but there have been some changes. Here is a quick re-cap.